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Click on Insurance mitigaion forms and the forms for all HOA units can be accessed.

The Woods at Anderson Park Homeowners Association, Inc., a Florida Not-For-Profit Corporation, was created as the Association of Owners to operate and govern the Community.  This Association owns and operates all HOA common areas within The Woods at Anderson Park.  All owners are automatically and mandatorily members of the Association.
All expenses to operate the HOA and to maintain, repair and improve the HOA common areas is shared equally by the Owners.  A Management Company (Progressive Management) which is overseen by a board of five Homeowners, has been employed to provide professional management services to the Community.  The Management Company assumes all management and operational duties of the HOA, and will hire and supervise all persons necessary to maintain and operate the common areas, enter into Contracts for services, maintain the Association's financial books, records and accounts, and arrange for all actions which may be necessary to comply with the laws and regulations of appropriate  Government authorities.
The Association has enforcement rights to assure that the Owner of each Lot within the Community pays his proportionate share of common expenses. These rights include the right to impose a lien upon the Lot and Living Unit of any defaulting Owner, and to enforce sums due through legal action against the defaulting Owner, with all costs and expenses thereby incurred being paid by the Owner in addition to the amount of his arrearage. These lien rights and other enforcement rights are found in Article 9 of the Declaration of Covenants, Restrictions and Grant of Easements which is given to every homeowner upon purchase.

Community Living: Foreclosure is powerful tool

By Richard White
In Print from Tampa Tribune: Sunday, October 7, 2012

Forclosures serves as powerful tool

Q: Our association attorney has recommended that the association buy a unit that is in foreclosure. The unit has been vacant for over a year and would need some rejuvenation to lease. Can the board approve the attorney's recommendation without the members' approval? I see no benefit to do this because we would then be responsible for the taxes, liability, expenses and management.
The loss of fees and legal costs from this one unit is about $2,500 so far and that works out to about $25 per home. Would it not just be best to mark off the loss rather than spend more to gain?

A: Without knowing the details and financial records of this situation, I agree with the attorney.
Here are my reasons that the board should foreclose on the home and take title. First, it is the board responsibility to force owners to pay their fees. The lien and foreclosure are the most successful method to force this issue. It has been said that the board has the most powerful tool in that they can force a delinquent owner to be evicted and take the title to the home. The next reason is that you want the home to start generating income or pay the fees. This can be accomplished by selling or renting the home.
There is another option if the bank has a delinquent mortgage and that is to give the bank title. Doing this will cause the bank to start paying the fees.

Turn complaints into actions

Q: Our HOA has an Architectural Committee that approves paint colorsfor our homes. My problem is the recent color approved on homes in our neighborhood. It is quite obvious that the recent colors clash with the older colors. I have complained to the board of many failures with rules but they have not responded to my concerns. Enough is enough; can I sue for damages and loss of value to my home?

A: If you are so upset, the better solution is to become involved with the association. Volunteer to be on the Architectural Committee or, better yet, become a candidate for the board at the next election. I have watched too many members sit back and complain and fail to become involved. It is every member's responsibility to not just be a spectator but get up, stand up, and volunteer to help your community. The state says that each member has the following responsibilities:

•Pay your fees on time

•Use the common areas in a proper manner that does infringe on others

•Maintain your private property

•Attend and participate in meetings


•Bring concerns and problems to the attention of the board using proper communications

•Serve on the board of directors and committees

•Be familiar with the document and statutes.

Most associations have only about 20 percent of the members that follow these guidelines. Until the members lose the "let others do it" attitude, no community will operate to the efficiency that the members deserve.


The following Rules and Regulations have been adopted by the Homeowner Association and are required to be observed by all residents and guests.  Provisions for their strict enforcement are established in the Declaration.

  1. Noise levels must be kept within acceptable standards at all times, and during the hours of 11 PM through 9AM conversation levels and volume levels of electronic equipment and musical instruments must be kept so that the same cannot be heard outside the living unit.

  2. The Association will be responsible for regular care and maintenance of the Common Areas and the yard areas of each Lot.  Any extraordinary maintenance to these areas caused by the negligence or misconduct of an occupant shall, however, be assessed against the Lot owner.  Owners shall be responsible to keep the rear yard areas of their Lots in a neat and sightly appearance at all times.  Failure to do so shall entitle the Association to all rights and remedies provided for in the Declaration.

  3. Owners may make additional plantings within their respective lot areas, but maintenance and damage to such plantings shall not be the responsibility of the Association or its management contractor. No plantings may be made within the Common Area except by the Association or its management contractor.

  4. Porches, patios and yards shall not be used for the storage of personal property or for hanging or cleaning garments or other household items.  No drying of laundry will be permitted outside of the living units.  These areas must be kept in a clean and neat appearance at all times whether or not they are enclosed.

  5. Domestic pet animals such as dog, cat and other domestic pet animals may be permitted to be kept within each living unit upon the written approval of the Association.  In granting or denying applications, consideration shall be given to the size and type of pet and other relevant circumstances, to determine its suitability to community living and the likelihood of disturbance to others. The Association does not allow Akitas, Alaskan Malamutes, Chow Chows, Doberman Pinchers, German Shepherds, Pit Bulls, Presa Canarios, Rottweilers, Siberian Huskys, Staffordshire Bull Terriers, and wolf hybrids. If the Association shall find any pet animal to be objectionable or detrimental to the rights and interest of other occupants, it shall so notify the owner, and he shall have two (2) weeks to remove the pet from the community.  If he shall fail to do so, he shall be in violation of these Rules and Regulations, and the Association shall thereupon have full authority to compel the eviction and removal of the pet by any lawful means.  By keeping a pet within the community, the pet owner assumes full and total responsibility for all injuries, damages, costs and expenses caused by the pet to any party or to the Association property.  Pets shall be leashed and under command at all times while within the Common Area and shall only be walked in areas designated by the Association for this purpose.  Pet owners shall remove all excrement from these areas, as and when left by the pet.  No other animals may be raised or kept by any owner.

  6. No Rule #6

  7. No antennas may be installed upon the exterior of any building without the prior written consent of the Association or its Management Contractor.   No signs advertising or notices of any kind shall be displayed on the exterior of any living unit, nor shall the same be posted or displayed in a manner as to be visible from the exterior of any unit.  This prohibition shall expressly apply to "For Rent" or "For Sale" signs.  However, each unit owner may identify his living unit by a name plate of a size approved by the Association and Located in an approved place.

  8. Garbage and trash shall be disposed only in areas designated for such use by the Association or its Management Contractor or in receptacles supplied by the Association.

  9. The Association has the exclusive authority to determine the exterior appearance of all Buildings.  No owner or occupant shall make any exterior repair, modifications or Painting, without the prior written approval of the Association.  No exterior enclosures, storage sheds or other structures whatsoever may be installed in or constructed upon the Lots or Common Area, except in the rear yards of Lots with the prior written approval of the Architectural Control Committee.

  10. The care and maintenance of the common areas has been contracted through a Management Contractor.  No owner or occupant shall attempt to direct, supervise or assert any control whatsoever over the employees of the Management Contractor or to otherwise interfere with the contractor's maintenance responsibilities.  All requests for service are and maintenance of the Common Areas shall be made to the Association or its Management Contractor in writing.

  11. All official notices of the Association shall bear the signature of an officer and the official seal of either the Association, or, in the alternative, the Management Contractor.  No member shall make, circulate or post notices of any kind or type whatsoever which purport or represent to be an official notice of the Association or its Management Contractor.  Notices of a social nature may be freely circulated, however, such notices must bear the signature of the party circulating the same, and such party shall be fully responsible for their contents.

  12. The recreation  facilities within the Common Area of The Woods At Anderson Park Community will be used in such manner as will respect the rights of all community residents.  Use of the recreational facilities will be controlled by Rules and Regulations issued from time to time by the Recreation Association and posted at the facilities.

  13. Occupants shall park their vehicles only in spaces or driveways which are available for use in connection with their living unit.  No occupant's vehicle shall be parked in the common roadways or in such a manner as to impede or prevent ready access to another occupant's parking space or driveway.  Occupants must not permit their guests, tenants, licensees or invitees to park vehicles in the driveways or parking areas of other owners.  Driveways, carports, and parking areas are intended for the parking of transportation vehicles and shall not be used for the storage or parking of recreational vehicles, equipment or craft.  Occupants may not repair or service their vehicles in the parking area.  No motor vehicle, other than automobiles, pick-ups and light van-type trucks, shall be parked in the Community.

  14. Each owner has the right to lease his living unit as he shall desire, and subject to the terms and conditions of the Declaration.  However, no unit may be rented for a period of less than three (3) consecutive months duration, and each new tenant shall be bound by all of the provisions of the Declaration.  Prior to leasing, each owner shall furnish to the Association such information concerning the tenant and the lease terms as it shall require.  All leases must contain the provision stated in Article 12, Section 6, of the Declaration of Covenants and Restrictions for this Community.  Each owner shall be strictly responsible for the faithful observance by his tenant of these Rules and Regulations as well as all governing provisions of the Declaration.

  15. No fences, walls or hedgerows may be constructed upon any Lot without the prior written approval of the Architectural Control Committee, except those which have been constructed by the Developer.